Small ** company for SMEs ** "thirst quencher"

At the end of last month, Shaoxing County Yongli Microfinance Co., Ltd. officially opened its doors. On the 8th of this month, Shaoxing County Fubon Microfinance Co., Ltd. will also officially start its business. The establishment of two small-sum companies has added a new hope to the majority of SMEs currently facing financial difficulties.

It is understood that there are currently 15,946 industrial enterprises in the county. Excluding 375 enterprises with annual sales exceeding 100 million yuan, most of them are small and medium-sized enterprises. They are irreplaceable for large companies in providing taxation, solving employment, and filling the market. of.

However, due to SMEs' own financial irregularities, lack of mortgage assets and Other reasons, SMEs have always been more difficult. In particular, since the beginning of this year, the country has implemented a prudent monetary policy, and the central bank has raised the reserve ratio of financial institutions six times in a row, bringing the financial institution's reserves to the highest historical rate of 21.5%. According to statistics from the County Finance Office, by the end of last month, the total balance of the banks in our county was 93.771 billion yuan, an increase of only 6.09%, an increase of 4.453 billion yuan, only half of the same period of last year. In this context, the demand for funds by SMEs is particularly "hungry."

The establishment of a small amount of ** company can be described as "timely rain" for the small and medium-sized enterprises in our county. Wynn Microfinance ** company on July 28 opening the day, to loan more than 90 million yuan of funds, Fubon small amount of ** company has been issued since the trial operation ** 150 million yuan. The Huijin Microfinance Company has issued ** to 850 SMEs since its establishment in October 2008. The outstanding balance so far has been 751 million yuan, which has effectively eased the hardships of SMEs.

According to relevant regulations, the amount of ** issued by small-sum company is 1.5 times that of registered capital. At present, the total registered capital of three small-sum companies in Huijin County, Yongli, and Fubon County is RMB 900 million, which means that I The county's three small-sum companies can only issue ** 1.35 billion yuan at the same time. This is still a small sum of money for a large number of SMEs. To really alleviate the difficulties of SMEs, in addition to the support of major banks, there is a need for more small companies to help. According to reports, at present, there are two small-sum companies in our county that are actively preparing for them. One of the approved materials has been reported to the provincial financial office and is expected to be approved in the near future.